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Dealing With Creditors and Collection Agencies

Tips on how to deal with creditors and collection agencies. Know your rights and obligations, and how to negotiate payment plans.
The Fair Debt Collection Practices Act
If you are a sole proprietor, or in many cases, involved in a partnership, you may be personally responsible for the debts of your business. Know your rights and obligations under the Fair Debt Collection Act.
How to Get a Debt Collector or Collection Agency to Stop Calling You
How you can get a debt collector or collection agency to stop harassing you with phone calls.
How to Keep Business Debt Collections Off Your Personal Credit Report
If you own a sole proprietorship you are responsible for the debts of your business. When business debts go into collection you need to work with creditors to avoid ruining your personal credit history. Learn how to negotiate for reduced debt and set up payment plans.
How to Dispute a Debt Reported by a Debt Collector
A debt collector must notify you in writing of any debt you owe. You have thirty days to respond to dispute the debt. Know your rights and responsibilities for debt collection procedures.
Federal Law: What a Debt Collector Cannot Do to Collect Money From You
The Fair Debt Collection Practices Act requires debt collectors to follow certain laws about how they treat you, and how the attempt to collect debts. But, this does not release you from your obligation to repay your debt.
Federal Law: What a Debt Collector Can Do to Collect Money Your Business Owes
If your business is set up so that you are personally liable for debts, a debt collector may pursue you personally for repayment. Know what debt collectors can do under the Fair Debt Collection Practices Act.
Can I Sue a Debt Collector?
Federal law permits individuals and businesses to sue debt collectors when they break the law. Learn what you need to do to establish a case in court.
Filing a Complaint Against a Collection Agency
What to do if your rights are violated by a debt collector. How to file a complaint against a debt collector or collection agency.
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