For women who have no cash to start a business there are money-making opportunities that can at least provide supplemental income. As with any business, the more time and effort you put into it, the more income you can earn.
You do not need to have a business license to take advantage of any of the ideas listed below, but you do need a social security or employer identification number (EIN). Some of these businesses offer payments via PayPal; others require a bank account where payments can be deposited. You can also opt to have a checked mailed to an address.
Any income you make must be reported on your personal income tax return.
Writing Online Articles for Profit
ehow.com: Sign up for a free account and submit "How To" articles for publication. The more traffic you drive to your published article page, the more money you make. Solid writing skills and knowledge about the topic you write about are required.
Payments to authors are made through PayPal.
About.com Guide Program: All About.com Guides are freelancers who work online and set their own schedules, giving them the flexibility to log on from anywhere in the world and work at a time that is best for them. With no time sheets to fill out and no time cards to punch, working for About.com gives you the flexibility to write when you want and determine for yourself how successful you want to be. About.com is the Web's leading provider of trusted information on every topic imaginable. Our expert Guides offer information and tutorials on hundreds of topics, ranging from asthma to action movies, home repair to home cooking, gadgets to getaways.
Check About.com's writing opportunities and see if a topic matches your passion and expertise.
Online Merchandising With No Inventory and No Start-Up Costs
CafePress.com: Using Café Press' online tools you can upload images and design clothing and novelty products for free. You can order your own products or simply create a store for free. You do not need to maintain any inventory because CafePress prints items on demand as they are ordered.
In addition to merchandise, CafePress offers self-publishing services for books and comic books, and audio and data CDs that can be ordered on demand.
It helps to have a website that links to your products on CafePress, but it is not required.
A Word to the Wise About Stockless Self-Publishing
Print-on-demand (POD) publishing is different from purchase-on-demand printing and true self-publishing services. POD publishers often hide fees so that you think you are getting something for free.
There are dozens of companies that now offer these services, and it pays to do your research in this buyer-beware-industry. If the printing company you choose tries to stick you with fees it is best to move on. Since most of POD companies offer absolutely no support services (including editing and layout services,) you need to have excellent writing and proofreading skills, and a general knowledge of typesetting.
You will not make it rich using POD services, but a savvy business woman may be able to sell 100 or more books through a reputable service.
To compare POD companies and their services, visit Dehanna Bailee's Print-on-Demand Database.